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How to Get an Affordable Free Auto Insurance Quote From a Legitimate Car Insurance Broker
Need a super fast free auto insurance quote delivered to you online from a legitimate car insurance broker? We show you how to do that plus we go through everything involved that you would need to learn about before you approach an online auto insurance company about their services.
In the last few months you have been cold called by so many different insurance companies telling you that you need to renew your auto insurance with them. They promised to give you a free auto insurance quote with no pressure or heavy sales pitch but the problem is you have heard it all before and you kindly asked them not to call again and then shut the phone in their face when they keep talking. Now maybe they are doing their job but nobody likes to be pressured into anything. I think the best thing to do is to study the different auto insurance policies out there before you approach a car insurance broker. There are many factors involved in getting an affordable auto insurance quote that’s tailor-made for you.
One of the factors is your age. Auto insurance companies will always charge a higher premium to teenagers than they will to more established drivers. Another factor here before approaching a car insurance broker is to look at your past driving record. If your driving record is spotless and clean then you will most likely get a great deal on auto insurance if you also have a clean bill of health for this next factor and that is your credit rating. It is a new era in auto insurance and these companies now look at your credit score to determine what price you will get your auto insurance policy at. I think you should build your credit score up to about the 700 point mark to have a shot at getting auto insurance at a decent price.
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One of the biggest factors yet involved in your quest for a good free car insurance quote is the type of car that you drive. For example if you drive a Honda Civic or a station wagon than your car insurance premium will be at a much lower price than if you are driving some hot sports car or car with a lot of horsepower like a Honda Accord V-6 or Ford Mustang which you can drive like a rocket because these car insurance brokers know that whenever you are driving on the highway your car will be one of the first spotted and ticketed by the police. This isn’t a prejudice, and it’s been proven time and time again by numerous stats.
Another new point that is being factored into this equation are your school grades if you were in high school or in college. A student with A’ and B’s on his or hers report card will be getting a much lower price on their free auto insurance quote in the student that is getting C’s on their report card. The person with the lower grades will definitely not be smiling after they talked to their car insurance broker.
Now that we have gone through all of these points, I would personally recommend that you search for your next car insurance policy from an online provider as they have many less expenses than a land-based company and can provide you with multiple free auto insurance quotes almost instantly within minutes. Good luck folks
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Article Source: http://EzineArticles.com/?expert=Bob_Randooke
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